Providing homeowner’s policies of title insurance nationwide assures lenders that the quality of the title to the property designated as the security instrument in a mortgage transaction is satisfactory.
Commitments or Preliminary reports issued. These reports show ownership vesting, legal description, exceptions from coverage, encumbrances (rights of way), easements, restrictions and liens (mortgages, judgments, taxes). Insurance coverage is provided for single family and 2-4 units. Insurance premiums are based on loan amount, transaction type and loan purpose. Premiums vary from county to county. Use our Title Rate Calculator to compute a title premium.