Leveraging behavioral models combined with several projected paths of interest rates and housing prices, LPS Applied Analytics delivers propensity to default and loss severity scores.
LPS’ scores identify nearly twice as many “bad” loans as FICO scores do. With these scores, you can:
- Identify loans with the highest risk of delinquency and default.
- Measure loan-level loss exposure and set appropriate loss reserves.
- Prioritize loss mitigation efforts through risk-based call list selection and collector assignment.
- Increase loss mitigation effectiveness of tools such as repayment plans and loan modifications.
- Optimize current and future staffing levels.
E-mail LPS Applied Analytics or or call 866.964.8343 to improve your loss mitigation efforts with default and loss severity scores.